Defined Benefit Plans
In recent years, defined benefit (DB) schemes have faced a challenging environment of volatile markets, funding constraints and regulatory change.
Whether corporate, state and local government, or multi-employer union, we offer a range of strategies designed to help DB plans meet their objectives. We offer a suite of income products, aimed at helping plans deliver on their dual objective of generating income to meet cash requirements and growing capital over time, as well as a range of high-conviction strategies.
Defined Contribution Plans
The defined contribution (DC) sector continues to evolve as plans face a backdrop of changing legislation and significant pressure on fees. Inflationary pressures and geopolitical uncertainty are making the search for long-term returns more challenging.
We work closely with plans and specialist DC consultants to ensure we fully understand the outcomes that participants are looking for and are positioned to offer the right strategies. We believe our equity, multi-asset and absolute-return strategies are well suited to the specific requirements of DC plans and their participants at each stage of the retirement journey. We offer a range of target-date portfolios as a cost-effective and transparent Qualified Default Investment Alternative (QDIA). Additionally, in response to growing demand, we have recently introduced a suite of sustainable investment strategies.
Trusts, Endowments and Foundations
Trusts, endowments and foundations often rely on the proceeds of their investment portfolios to secure services for their beneficiaries or address specific purposes (e.g. nuclear decommissioning trusts or litigation settlement trusts). We understand that each organization is unique and will have its own investment objective and set of requirements. Whatever your organization’s purpose, we aim to provide an effective investment strategy to achieve its goals.
As well as offering actively managed equity, fixed-income and multi-asset strategies, we also manage a range of sustainable strategies that are subject to greater environmental, social, governance or sustainability criteria as part of their investment process.
We offer a range of strategies across all major asset classes, which are designed to help insurers meet their objectives. These include liquid alternatives, efficient systematic strategies, inflation hedging and tail-risk management. We also offer a range of income products and high-conviction relative-return strategies.
A growing number of institutional investors are turning to outsourced Chief Investment Officer (OCIO) solutions to manage the increasing complexity of their portfolios. With a comprehensive suite of actively managed strategies including equity, fixed-income and multi-asset strategies, we can support OCIOs and fiduciaries in meeting their clients’ desired investment outcomes.
Through BNY Mellon Investment Management, we work in partnership with a wide range of financial intermediaries to provide strategies to meet their clients’ particular investment objectives. We bring a focused approach across our comprehensive suite of actively managed equity, fixed-income and multi-asset strategies through a range of options including mutual funds, bank collective trusts, retail separately managed accounts (SMAs), model delivery and sub-advisory services.
As markets have experienced the effects of unconventional monetary policy, many sovereign wealth funds and other governmental and supranational organizations have been reassessing their asset allocation. Harnessing BNY Mellon Investment Management’s worldwide presence and local language support, we offer investment strategies designed to meet the performance and diversification requirements of sovereign investors across the world.
Our strategies are available to individual investors in the US via BNY Mellon Investment Adviser, Inc. BNY Mellon Investment Adviser, Inc., established in 1951 and headquartered in New York City, is a subsidiary of BNY Mellon and one of the United States’ leading investment management and distribution companies. This relationship preserves our focus on investment, while allowing access to the significant breadth of BNY Mellon Investment Adviser, Inc.’s distribution channels.