Why Income?

With income levels on traditional assets such as cash and government bonds having fallen in recent years, pension plans have found it harder to meet their future cash-flow obligations, while continuing to achieve sustainable growth. Additionally, as contributions decline, plans are often struggling to manage cash flow effectively in order to meet near-term commitments.

By investing in suitable income products, plans may be able to make their investments work harder to deliver on their dual objective of generating income to meet cash requirements and growing capital over time.

Your capital may be at risk. The value of investments and the income from them can fall as well as rise and investors may not get back the original amount invested.